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This Client Agreement (“Agreement”) is entered into by and between: QFEX Inc. (“QFEX,” “we,” “us,” or “our”)
AND
The Client, whose details are set out in the Account Application Form (“you,” “your,” or “the Client”).
By opening an account with QFEX or using any of our websites, APIs, or mobile applications (collectively, the “Site”), you acknowledge that you have read, understood, and agree to be bound by this Agreement, together with the Privacy Policy, Trading and Margin Rules, and Order Execution Rules.

1. Introduction and Scope of Services

1.1 Nature of Services

QFEX operates a Multilateral Trading Facility (MTF) that enables electronic trading in cash-settled perpetual futures contracts across multiple asset classes, including equity indices, single-name equities, FX pairs, and commodities.
QFEX acts as the operator and facilitator of the MTF but does not act as a counterparty or principal to any trade executed on the platform.

1.2 No Advisory Relationship

QFEX does not provide investment, financial, legal, accounting, tax, or regulatory advice. All trading or investment decisions are made at your sole discretion and risk.

1.3 Supplemental Terms

Certain products or services may be subject to additional terms and conditions, which form part of this Agreement once you begin using such products or services.

2. Eligibility

2.1 Eligible Clients

To use QFEX Services, you must:
  • Be at least 18 years old;
  • Have legal capacity to enter into binding contracts;
  • Reside in a jurisdiction where use of the QFEX Services is lawful; and
  • Not appear on any restricted or sanctions lists (OFAC, UN, EU, UK Treasury, etc.).

2.2 Prohibited Jurisdictions

You represent that you are not a resident of any prohibited jurisdiction, including (without limitation) the United States, France, Cuba, Iran, North Korea, Sudan, Spain, the United Kingdom, Myanmar, Venezuela, or the territories of Luhansk and Donetsk.

2.3 Client Representations

By submitting an application, you represent that:
  • Information provided is true, complete, and accurate;
  • You will notify QFEX of any material changes; and
  • Your participation does not violate any applicable law or regulation.

2.4 Approval and Discretion

All account applications are reviewed at QFEX’s discretion. Approval or rejection may occur without reason.

3. Account Opening, Data, and AML

3.1 Application Requirements

You must complete all KYC and AML/CTF documentation and provide proof of identity, address, and source of funds.

3.2 Account Responsibility

You may hold only one active account unless authorized. You are responsible for maintaining account security.

3.3 AML and Compliance Obligations

QFEX may freeze or terminate your account if suspicious activity is detected or documentation is missing.

3.4 Data Protection

Personal data is processed per the QFEX Privacy Policy.

3.5 Information Accuracy

False or outdated information may result in account suspension or closure.

4. Trading and Execution

4.1 Access and Use

You are granted a limited, revocable right to access the platform for lawful trading purposes.

4.2 Orders and Margin Maintenance

You are responsible for all orders placed. You must maintain sufficient margin as defined in QFEX’s Trading and Margin Rules.

4.3 Leverage and Risk Controls

Leverage limits and margin requirements vary and may be adjusted at QFEX’s discretion.

4.4 Market Protections

QFEX may implement controls such as circuit breakers or position limits to ensure market integrity.

4.5 Suspension and Termination

QFEX may suspend or terminate access under circumstances including fraud, insolvency, or breach of terms.

4.6 Service Interruptions

QFEX may temporarily suspend Services for maintenance or upgrades. It is not liable for losses due to downtime.

5. Client Money

5.1 Segregation of Funds

Client funds are held in segregated accounts maintained with licensed custodians.

5.2 Interest and Beneficial Ownership

Unless stated otherwise, no interest accrues to clients. Any interest generated may be retained by QFEX.

5.3 Deposits and Withdrawals

Transactions must originate from or be directed to accounts held in your name.

5.4 Transaction Monitoring

All transactions are monitored per AML/CTF standards.

5.5 Fiat Currency Transactions

Conversions between fiat and digital assets are jurisdiction-dependent.

5.6 Third-Party Transfers

QFEX is not responsible for third-party transactions or disputes.

5.7 Reconciliation and Recordkeeping

Regular reconciliations and compliance with applicable regulations are maintained.

6. Reserve Fund

6.1 Purpose

The Reserve Fund absorbs potential shortfalls from negative equity balances during volatility.

6.2 Funding

Funded through residual margin and liquidation proceeds.

6.3 Operation

Aims to prevent negative balances, but coverage is not guaranteed in extreme market conditions.

6.4 Limitation of Liability

If the Reserve Fund is depleted, QFEX may liquidate positions as a protective measure.

7. Risk Disclosure

7.1 High-Risk Nature

Trading in derivatives is high-risk and may result in losses exceeding deposits.

7.2 Acknowledgment

You confirm understanding and acceptance of all trading risks.

7.3 No Assurance of Profit

QFEX provides no guarantee of profitability or success.

7.4 Independent Judgment

All trading decisions are made independently by you.

8. Fees and Charges

8.1 Applicable Fees

All fees are published in the Order Execution Rules on the QFEX Site.

8.2 Changes to Fees

QFEX may modify fees with prior notice.

8.3 Payment of Fees

Fees may be automatically deducted from your account.

8.4 Third-Party Fees

External costs (network fees, bank charges) are borne by you.

9. Data Protection and Security

9.1 Data Processing

Personal data is processed in line with data protection laws and the Privacy Policy.

9.2 Client Responsibilities

You must ensure lawful disclosure and notification of third parties’ data.

9.3 Security Credentials

Maintain confidentiality of passwords and 2FA. QFEX will never request them.

9.4 Device Security

You are responsible for securing your devices.

9.5 Unauthorized Access

QFEX is not liable for losses due to your negligence.

9.6 Security Breach Notification

Notify [email protected] immediately if unauthorized access occurs.

9.7 Cybersecurity Risks

QFEX is not responsible for phishing, malware, or similar attacks.

10. Liability

10.1 General Release

You release QFEX from claims arising from disputes with other users.

10.2 Indemnification

You agree to indemnify QFEX for losses caused by breach, violation, or misconduct.

10.3 Limitation of Liability

QFEX’s liability is limited to the total value of Client Money held in your name.

10.4 Excluded Losses

QFEX is not liable for indirect, consequential, or special damages. Nothing limits QFEX’s liability in cases of fraud or gross negligence.

10.6 No Warranties

Services are provided “as is” and “as available.”

10.7 Force Majeure

QFEX is not responsible for delays or failures due to events beyond its control.

11. Termination

11.1 Right to Terminate

Either party may terminate this Agreement with written notice.

11.2 Termination by QFEX

QFEX may terminate without notice under circumstances including fraud, insolvency, or non-compliance.

11.3 Consequences

QFEX may liquidate positions, apply balances to debts, or restrict withdrawals.

11.4 Recovery of Costs

You remain liable for costs incurred in enforcement or recovery.

11.5 Effect

Provisions relating to indemnity and liability survive termination.

12. Complaints and Dispute Resolution

12.1 Contacting QFEX

Contact [email protected] for questions or issues.

12.2 Filing a Complaint

Escalate complaints to [email protected] with full details and documentation.

12.3 Resolution

QFEX will aim to respond within 45 business days.

12.4 Arbitration

Unresolved disputes shall be referred to binding arbitration under ICC Rules in Panama City, Republic of Panama.

12.5 Confidentiality

Both parties agree to confidentiality of arbitration proceedings.

12.6 Class Action Waiver

No class actions or representative proceedings permitted.

12.7 Interim Relief

Either party may seek provisional court measures pending arbitration.

13. General Provisions

13.1 Unclaimed Property

Inactive funds for over 5 years may be treated as unclaimed and remitted to authorities.

13.2 Death or Incapacity

Accounts are frozen upon notification of death or incapacity until authorized instructions are received.

13.3 Entire Agreement

This Agreement supersedes all prior understandings.

13.4 Amendments

QFEX may amend terms by posting updates on its Site.

13.5 Assignment

You may not transfer rights without consent; QFEX may assign to affiliates or successors.

13.6 Severability

Invalid provisions do not affect the remainder of the Agreement.

13.7 Waiver

No waiver is effective unless in writing.

13.8 Notices

Notices may be sent by email or through the account dashboard.

13.9 Recordkeeping

Communications may be recorded for compliance and audit purposes.

13.10 Language

English is the governing language of this Agreement.

14. Governing Law and Jurisdiction

14.1 Governing Law

This Agreement is governed by the laws of the Republic of Panama.

14.2 Jurisdiction

The courts of Panama have exclusive jurisdiction, except where arbitration applies.

14.3 Enforcement

Arbitration awards may be enforced in any court of competent jurisdiction.

15. Referral Program

15.1 Participation

You may participate by:
  • Sharing referral links,
  • Uploading a profile picture,
  • Completing KYC verification,
  • Enabling 2FA.

15.2 Program Rules

  • Legitimate referrals only
  • No self-referrals
  • No spam
  • Compliance with applicable laws
  • Program may be modified or terminated at any time
  • Reward rules available at docs.qfex.com

16. Miscellaneous

16.1 Relationship

No partnership, joint venture, or fiduciary relationship is created.

16.2 Third-Party Rights

Only QFEX and the Client have rights under this Agreement.

16.3 Survival

Clauses relating to indemnity, liability, and governing law survive termination.

16.4 Headings

Headings are for reference only.

16.5 Company

QFEX Inc.,
Office 317, Vía Ricardo J. Alfaro, PH The Century Tower, Betania, Panama, 07095

16.6 Execution and Acceptance

Electronic acceptance or continued use constitutes agreement.

16.7 Contact

Email: [email protected]